U.S. Bank has the oldest charter in the United States. Many people will recognize its erstwhile name, Star Bank, which it shed 10 years ago. The bank is now located in 24 states nationally.

Like most banks, the Mariemont branch offers a wide variety of financial services, ranging from savings and checking accounts to funds and bonds to personal and business loans. Being a small branch in a small community, though, U.S. Bank also enjoys doing business with many of the village businesses.

Located at 6940 Madisonville Road, adjacent to The Villager and across the street from the Best Western Mariemont inn, Heiderhoff said he wants the bank to become more community-oriented by possibly helping host some local activities and events.

At present the bank is introducing an EquiLine Rate Reward, which “guarantees your home equity rate will drop.” Now people will get a 7.75 percent APR with a prime of +0 percent that will later drop to 6.75 percent APR. The equity line of credit will drop .25 percent every six months to as low as prime -1 percent for life.*

The Mariemont U.S. Bank is open 9 a.m.-5 p.m. Monday thru Thursday, 9 a.m.-6 p.m. on Friday and 9 a.m.-1 p.m. on Saturday. For more information, call 272-5309.

*The 7.75 % variable APR is available with any new or existing U.S. Bank checking account and loan to value of 80% or less. Higher rates apply for higher loan to values. The Annual Percentage Rate will vary at Prime Rate as published in the Wall Street Journal. As of April 1, 2006, the variable rate for lines of credit is 7.75% APR to 10.75% APR and will not exceed 25% APR. The margin and corresponding APR will automatically be lowered by .25% at six, 12, 18, and 24 months from the note date. Rate examples are based on the current Prime Rate and may change in the future. Rate Reward is available only on new relationships or increases of $20,000. To qualify for the Rate Reward, the account cannot have any delinquency that is greater than 30 days past due. A single delinquency will disqualify the account from future rate adjustments and revert back to the original margin. An annual fee of up to $90 may apply after the first year. Offer is effective for applications taken from April 3, 2006 to June 3, 2006 and is subject to normal credit approval. Property insurance is required. Rate is subject to change. Some restrictions may apply. Offered through U.S. Bank National Association ND. Member FDIC.